Insurance, investments, retirement, tax, estate, mortgage, real estate, and property coverage — coordinated by one team, working from one plan, instead of five advisors who've never spoken.
Every line below is handled in-house or through vetted partners, referencing the same household plan — so a change in one never gets lost between advisors.
Right-sized life and health coverage, a first estate plan, and a savings structure that grows with your income instead of guessing at it.
Buy-sell agreements, key-person coverage, and a personal plan that doesn't depend entirely on the business succeeding forever.
A withdrawal order, Medicare timing, and annuity or pension decisions modeled against a real budget, not a rule of thumb.
Trusts, gifting strategy, real estate holdings, and tax positioning handled as one household — not one file per family member.
Everything you own, earn, and owe flows into one plan — and every service you use draws from that same plan instead of working from its own file.
We're legally obligated to act in your interest, not just suitably — and we structure how we're paid so that obligation actually holds up.
Legally bound to your interest, every recommendation.
Your assets sit with a qualified custodian, never with us.
One clear fee schedule, no hidden product commissions.
Insurance and investment licensure kept current, by state.
Bank-level encryption for documents and account access.
A named successor advisor on every household, always.
"For the first time, our life insurance, retirement accounts, and estate documents are actually talking to each other."
"They restructured our mortgage and our investment plan together — something no single advisor had ever done for us."
"Our estate plan used to live in a drawer. Now it's reviewed every year, alongside the rest of our finances."
"After my husband passed, I had one call to make instead of five separate accounts I didn't even know existed."
Every tier includes access to all nine services — the difference is depth, frequency, and how many generations we're planning for.
A complete written plan and a place to start — insurance, retirement, and estate basics, reviewed once and handed to you.
Ongoing management across investments, insurance, tax, and estate, with a dedicated advisor team.
Business succession, real estate holdings, and cross-generational trust and gifting strategy, senior-partner led.
Book a complimentary consultation. We'll review where you stand across insurance, investments, and estate documents, and tell you plainly whether Foundational Planning or Integrated Wealth Management fits.
Advisory fees are asset-based or flat, disclosed up front. Insurance products carry standard industry commissions, which we disclose on every recommendation before you decide.
Both, depending on the product and your state. Life, health, and property & casualty coverage is placed through licensed carriers we've vetted, coordinated with your broader plan either way.
Yes. Your portal uses bank-level encryption, and your investment assets are held at an independent, qualified custodian — we never take custody of client funds directly.
Often, yes — usually for a second opinion, or to take over one specific piece like estate or insurance coordination while you keep an existing relationship elsewhere.
Foundational Planning has no asset minimum. Integrated Wealth Management generally starts around $500,000 in investable assets, though we make exceptions for young professionals on a clear growth trajectory.
Your investment, tax, and estate strategy all reference the same household plan and are reviewed together each year, with a partner CPA and estate attorney looped in where needed.
Yes. Many clients start with a single service and add others later — every engagement is still weighed against your broader financial picture, even a one-off request.
One relationship, working from one plan — across insurance, investments, retirement, tax, estate, and property. Let's put it on paper.